bank nifty today – Nifty 50 – Indian Stock Market Information https://nifty50.info Money Talks, We Translate Fri, 22 Nov 2024 10:50:04 +0000 en-US hourly 1 https://wordpress.org/?v=6.7.1 https://nifty50.info/wp-content/uploads/2023/05/favicon.png bank nifty today – Nifty 50 – Indian Stock Market Information https://nifty50.info 32 32 Ankush Barjata Success Story: Left the job, started business from the village, now business of 5 crores https://nifty50.info/ankush-barjata-success-story/ https://nifty50.info/ankush-barjata-success-story/#respond Fri, 22 Nov 2024 10:45:14 +0000 https://nifty50.info/?p=6360 Ankush Barjata Success Story: Left the job, started business from the village, now business of 5 crores

A unique business success story that will inspire you so much that you will not be able to stop yourself from being successful, but for that you will have to work equally hard.

Ankush Barjata of Bangana, a small village in Una district of Himachal Pradesh, proved that if the intentions are strong and hard work is accompanied, then any big success can be achieved. At the age of 23, he built a business of crores through his online marketing company ‘Deeva’.

Big Change in the Telecom Sector

Struggle in the beginning

The financial condition of Ankush’s family was weak from the beginning. His grandfather used to sell clothes by roaming from village to village and his mother used to manage a tea shop.

In his childhood, he used to get food only once a day.

His mother started sewing work in 2004, which improved the financial condition of the family a little.

However, Ankush did not let these circumstances become his weakness. He completed his studies from Government Senior Secondary School, Bangana and later graduated in Computer Science.

Courage to quit the job

After graduation, Ankush got a job in a Hyderabad-based company on a package of ₹26.28 lakh per annum. However, Ankush’s dream was much bigger than this.

During work, he met a saree manufacturer who used to sell sarees for Rs 300.

The same sarees were being sold in the market for ₹1000.

This inequality inspired Ankush to start his own business.

In 2020, he launched a marketing platform called ‘Deeva’, which connects saree manufacturers directly to customers.

Business model of ‘Deeva’

‘Deeva’ aims to bring India’s small and medium-scale saree manufacturers to customers without any middleman.

60 types of sarees are sold through the ‘Deeva’ platform.

Manufacturers get the right price for their hard work.

Customers get sarees at affordable prices.

Due to this model, the company’s annual turnover has reached ₹5 crore.

Success in Shark Tank India

In 2024, Ankush presented his company idea in ‘Shark Tank India’.

His business model impressed judges like Aman Gupta, Radhika Gupta, and Ritesh Agarwal.

He received funding of ₹2 crore.

After the show, both traffic and sales on ‘Deeva’s’ website increased.

Ankush’s achievements

Job creation:

More than 100 youth are associated with ‘Deeva’.

Ankush believes that giving employment to the youth is one of his biggest achievements.

Entrepreneurship in rural area:

Building such a big business while staying in his village is an inspiration.

He proved that living in a big city is not necessary for success.

Personal growth:

Despite childhood struggles, Ankush did not lose courage and made a mark for himself.

Things to learn from ‘Deeva’

Identify the problem:

Ankush identified the problem between saree manufacturers and customers and solved it.

Location doesn’t matter:

He started his business from the village itself and expanded it across the country through online platforms.

Take risks:

Leaving a job worth lakhs to start a business was not easy, but he took the risk and succeeded.

Conclusion

Ankush Barjata’s story inspires that big dreams can be fulfilled even from a small village. The journey of young Indian entrepreneurs like him is an example for all those who want to reach the heights of success with their hard work and determination.

For Ankush Barajata, I will just say that “Where there is a will, there is a way.”

]]>
https://nifty50.info/ankush-barjata-success-story/feed/ 0
Top Business Idea: Earn ₹1.5 lakh per month by investing ₹2 lakh https://nifty50.info/top-business-idea/ https://nifty50.info/top-business-idea/#respond Fri, 22 Nov 2024 10:40:25 +0000 https://nifty50.info/?p=6359 Top Business Idea: Earn ₹1.5 lakh per month by investing ₹2 lakh

Friends, today we have brought for you a top business idea. This is an idea that can run the business of your entire family along with you and will take you to such a position that you will not even have time to count the money.

If you are looking for a profitable business at low cost, then Carpet Washing Services is a great opportunity for you. This business not only starts with low investment but it is in great demand in every home, office and showroom.

Ankush Barjata Success Story

Business Requirements

Location: It can be easily started in a cheap place or an old house.

Investment: Only ₹2 lakh. This includes machine, water tank and chemicals.

Initial Investment Plan

Machinery and Equipment (₹1.2 Lakh):

Pressure Washing Machine (₹60,000)

Vacuum Cleaner (₹30,000)

Dryer Machine (₹30,000)

Water Storage Tank (₹30,000):

Large Water Tank (1000 Litres)

Other Accessories (₹50,000):

Chemicals and Detergents

Brushes, Cleaning Cloths

Electricity and Water Arrangement

Profit Calculation

Charging Model:

Charge for washing one carpet: ₹600 to ₹1500.

Average Cost per Carpet: ₹100.

If you wash even 10 carpets daily, net profit of ₹5000.

Monthly Estimation:

Average 300 carpets per month = ₹1.5 lakh net income.

Business Process

Operation Setup:

Work on an old house or terrace.

Learn the correct use of water pressure machine and other equipment.

Marketing and Promotion:

Use social media (Facebook, Instagram, WhatsApp).

Share “before and after” photos.

Implement referral system: Get new customers through old customers.

Improve service:

Offer “express service” for faster delivery.

Give discounts for large orders (e.g. office, showroom).

Who can do this business?

  1. College students

Start it on the terrace of the house or a small room.

Work in your free time.

  1. Women

Women can do this very easily by using their cleaning and time management skills.

Find customers using social media.

  1. Retired employees

Get customers by connecting with your old acquaintances and friends.

This business is easy to manage and does not require much time.

Business Benefits

Low investment, high profit: Good returns on an investment of ₹2 lakh.

Growth scope: Demand is in every home and office.

Flexible model: It can be done on a small or large scale.

Sustainable business: This is a sustainable business model as cleaning will always be important.

Customer network: It is easy to build regular customers as every home needs this service again and again.

How to start?

Do local market research: Get an idea of ​​​​the customers and competition in your city.

Buy machines and accessories: Invest in good quality equipment.

Promote on digital platforms: Create your profile on Google My Business, Facebook and Instagram.

Focus on customer satisfaction: Maintain timely delivery and quality.

Conclusion

Carpet Washing Services is a business that is not only profitable but also very easy to start. With the right planning and hard work, you can earn up to ₹1.5 lakh per month with low investment.

Start today and we would love to write your success story!

]]>
https://nifty50.info/top-business-idea/feed/ 0
Business Idea: Earn 3 lakh rupees every month by investing 5 lakhs https://nifty50.info/business-idea/ https://nifty50.info/business-idea/#respond Fri, 22 Nov 2024 10:35:01 +0000 https://nifty50.info/?p=6358 Business Idea: Earn 3 lakh rupees every month by investing 5 lakhs

Friends, everyone wants to earn good money by doing business, so today we have for you such an idea in which you can invest money and earn good profit every month. Come and know what that business is.

Low investment and high profits are everyone’s dream. Fire Safety Equipment Rental Service is one such new and profitable business, in which you can expect big profits at low cost. Awareness towards fire safety and the increasing stringent standards of government rules have turned this business into a great opportunity.

Top Business Idea

Fire Safety Equipment Rental Service: What is this business?

The main work of this business is to rent fire safety equipment.

The demand for fire safety equipment is increasing in events, weddings, parties, coaching centers, schools, hospitals and other institutions.

You can buy these equipment and rent them and earn regular income.

Initial Investment

This business can be started easily with an investment of up to Rs 5 lakh.

Fire Safety Equipment: Buy equipment up to ₹ 4 lakh in the beginning.

  • Fire Extinguishers
  • Fire Blanket
  • Smoke Detector
  • Fire Alarm System

Storage and Transportation: Use a room in your house or a small warehouse to store the equipment. Add up to ₹1 lakh for transportation.

Profit Calculation

Rental Rate: Small equipment can be rented for ₹500 to ₹1000 per day and large equipment for ₹2000 to ₹5000 per day.

Demand: On an average, it is possible to earn up to 3 lakhs from 50 to 60 events every month.

Business Process

Create Demand:

Contact event managers, wedding organizers, coaching institutes, and other businesses.

Use social media and digital marketing.

Understand Government Guidelines:

Promote your business in collaboration with the local administration and police.

Inform about the risks and legal action for violating safety rules.

Focus on events:

Most events happen on weekends, so there is no need to spend much time on your business.

Installing and removing equipment during events is only a 2-3 hour job.

Who can do this business?

  1. College students and youth

This business can be done along with studies.

Good income can be earned by working on weekends.

  1. Women

This is a smart work business.

Women can easily reach customers by running social media and awareness campaigns.

  1. Retired employees

Retired government employees can easily contribute to government rules and awareness campaigns using their experience.

Can increase customers through their network.

Benefits

Low investment: Business can be started within ₹5 lakh.

No risk: Your property remains safe.

Minimum overheads: The cost of maintenance and refilling of equipment is very low.

Fixed assets: Equipment is always with you.

Fast Growth: Growth prospects due to increasing demand for fire safety.

Conclusion

Fire Safety Equipment Rental Service is a great business idea that can earn huge profits at low cost. This business is not only financially beneficial but is also a great medium to spread safety and awareness in the society.

Start this business today and touch new heights of success!

Hope you liked our post, please do not forget to share the post with your friends, because the dream of becoming rich is not only yours but theirs too.

]]>
https://nifty50.info/business-idea/feed/ 0
Indian Oil Petrol Pump: Earn 3 lakh rupees per month without investment https://nifty50.info/indian-oil-petrol-pump/ https://nifty50.info/indian-oil-petrol-pump/#respond Fri, 22 Nov 2024 10:30:31 +0000 https://nifty50.info/?p=6357 Indian Oil Petrol Pump: Earn 3 lakh rupees per month without investment

Friends, if you are thinking of opening an Indian Oil petrol pump so that you can earn good money, then this post is going to be very useful for you.

Today, everyone is looking for a business idea that has low investment and high profit. Indian Oil’s COCO (Company Owned, Company Operated) model provides one such great opportunity. In this scheme, you get a chance to operate a petrol pump without any heavy investment. Let’s know how you can take advantage of this opportunity.

Bihar Business Connect 2024

What is COCO model?

Indian Oil’s COCO model i.e. Company Owned, Company Operated means that the petrol pump will belong to the company, but its operation will be handed over to a qualified person.

Contract of operation: You will be given this petrol pump on a contract basis for 3 years.

Earnings: On an average, earning up to Rs 3 lakh every month is possible.

Fixed payment: You will get ₹30,000 fixed per month, as well as commission based on sales.

Eligibility Criteria

Eligibility for COCO model is very simple.

Educational Qualification: Minimum 10th pass.

Age limit: 18 to 60 years.

Financial status:

There should be a total of ₹15,00,000 in the bank account.

The market value of the family property should be at least ₹1 crore.

Other: Honesty and discipline are preferred.

What will be the investment?

You do not need any heavy investment to operate an Indian Oil petrol pump.

Application fee: Only ₹10,000.

Other expenses, such as salaries of employees, electricity bills, etc., will be borne by the company.

The company will demand a bank guarantee to ensure that you are capable of operating.

How to apply?

Go to the official website of Indian Oil and apply.

Upload all the required documents:

Identity card (Aadhaar, PAN).

Property related documents.

Bank statement.

After the selection process, the company will sign a contract with you.

Who is this opportunity for?

  1. For students and youth

Who are planning their future along with their studies.

The application process can be long, so apply now so that you can get this opportunity as soon as you complete your degree.

  1. For women

Women can achieve great success in this business with their discipline and honesty.

This is a suitable option for managing both home and business.

  1. For the families of retired employees

Retired people can make their children a successful businessman by giving them financial and experiential support.

Mathematics of earning

Under the COCO model, you earn in two ways:

Fixed payment: ₹ 30,000 per month.

Commission and incentive: On the sale of petrol and diesel.

An average earning of ₹ 3 lakh per month is possible.

Only benefits

Low investment: Only ₹ 10,000 application fee.

No risk: The company will bear the burden of all major expenses.

Stable income: Fixed ₹ 30,000 every month and additional commission.

Long-term contract: The contract can be extended after successful operation.

Conclusion

Indian Oil’s COCO model is a great business opportunity, especially for those who want a stable income without huge investments. With the right eligibility and discipline, you can earn millions from this business. If you want to take advantage of this opportunity, apply today and make your dreams come true!

So friends, I hope you have got a lot of information from this post written on Indian Oil Petrol Pump, using which you can do something better for yourself.

]]>
https://nifty50.info/indian-oil-petrol-pump/feed/ 0
Bihar Business Connect 2024: Beginning of a new era of investment and employment in Bihar https://nifty50.info/bihar-business-connect-2024/ https://nifty50.info/bihar-business-connect-2024/#respond Fri, 22 Nov 2024 10:25:13 +0000 https://nifty50.info/?p=6356 Bihar Business Connect 2024: Beginning of a new era of investment and employment in Bihar

Friends, now Bihar has also started on the path of progress and the result of that is this Bihar Business Connect 2024. Let us know about it in detail.

Bihar is soon going to witness a historic investment summit. Bihar Business Connect (BBC) 2024 will be held in Patna on December 19-20, a major initiative towards expanding industries and promoting employment opportunities in the state.

The event is part of the state government’s ambitious plan aimed at taking Bihar to new heights in industrial and economic terms.

Stock Market Update

Programme outline and objectives

This second edition of Bihar Business Connect focuses mainly on attracting investments in key sectors such as textiles, food processing, electric vehicles (EV).

Participants from over 80 countries are expected to attend the event.

The event will be attended by Union ministers, representatives of industry associations, and officials from key ministries.

It aims to attract not only domestic but also foreign investors to Bihar.

The event is an attempt to firmly establish Bihar on the national and international business map.

Roadshow and preparations

The first roadshow of Bihar Business Connect 2024 was held in Kolkata in July 2024.

The state government has organized several review meetings to prepare for the event.

The registration website was launched on November 12, 2024, which has received an overwhelming response from investors and participants.

The Chief Secretary has appealed to all departments to make coordinated efforts to make the event a success.

Importance of investment for Bihar

The event is important to make Bihar an industrial hub.

The state’s Industry and Tourism Minister, Nitish Mishra, announced during the roadshow in Kolkata that Bihar is ready to roll out the “red carpet” for investors.

The Bihar government has taken several important steps to strengthen industrial policy and infrastructure.

Easy procedures and incentive schemes are being implemented for investors in the state.

The Chief Secretary says the event will help double last year’s investment figures.

Key Industry Sectors and Employment Opportunities

This investment summit promises to bring investments worth thousands of crores of rupees to Bihar and provide employment to lakhs of people.

Textile Industry: An attempt to revive the traditional handloom and textile industry of Bihar.

Food Processing: Being an agricultural state, this sector has immense potential.

Electric Vehicles: An initiative to increase investor interest in the field of eco-friendly transportation.

A step towards the progress of Bihar

The Chief Secretary stressed that Bihar Business Connect 2024 is not just an event but it will open new doors for investment and development in the state.

Through the event, the state government aims to reassure investors that Bihar is a safe and progressive place for business and industry.

The plan is to bring double the investment compared to last year and take the employment generation figures to new heights.

Message to Investors

Bihar Business Connect 2024 is a clear message from the state government that Bihar is now open and ready for investors.

With better infrastructure, favorable policies and supportive administration, this state is becoming a hub of new opportunities for investors.

Domestic and foreign investors are being invited to be a part of the state’s development journey by participating in this event.

Conclusion

Bihar Business Connect 2024 is not only an investment summit, but it is an attempt to give a new direction to the economy of Bihar. This event is expected to start a new era of development and employment in the state. In the times to come, it will lead Bihar on the path of industrial progress and prosperity.

Disclaimer: This article is written for the purpose of providing information only. Before taking investment related decisions, definitely consult experts.

It is hoped that the youth of Bihar would have got a lot of inspiration from these posts and they too will be successful by focusing on moving forward in their career.

]]>
https://nifty50.info/bihar-business-connect-2024/feed/ 0
Stock Market Update: Sensex Jumps 1100 Points, Adani Stocks Make a Comeback https://nifty50.info/stock-market-update/ https://nifty50.info/stock-market-update/#respond Fri, 22 Nov 2024 10:20:40 +0000 https://nifty50.info/?p=6355 Stock Market Update: Sensex Jumps 1100 Points, Adani Stocks Make a Comeback

Friends, today was a very special day for the stock market because after Thursday’s massive fall, the Indian stock market made a great comeback on Friday. Sensex and Nifty saw a big rally, while Adani Group stocks also showed signs of improvement. This uptrend is a sign of restoring investor confidence in the market and recovering from the fall of the previous session.

Sensex and Nifty movement

The market showed a positive trend from the start of Friday’s trading session.

Sensex: Opened 200 points higher in the morning and by noon climbed 1100 points to reach 78,258.

Nifty: Nifty was seen trading at 23,691 with a gain of 341.55 points.

On Thursday, the market lost $27 billion due to allegations of bribery and fraud against Adani Group Chairman Gautam Adani by the US Securities and Exchange Commission (SEC). However, on Friday the shock seemed to be almost over from the market.

Indian Oil Petrol Pump

SBI shares at the forefront

The banking sector played a big role in this recovery.

SBI: Reached Rs 811 with a gain of 4%.

Other major stocks: Except Axis Bank and HDFC Bank, the rest of the 28 Sensex stocks remained in the green.

This rise in SBI also strengthened Bank Nifty and Finance Nifty.

Movement in Adani Group stocks

  • Adani Group stocks saw improvement after a huge fall on Thursday.
  • Adani Green: After the initial decline, recorded improvement by noon.
  • Adani Energy Solutions: Coming above the 52-week low, it was trying to recover 8.57%.
  • Adani Enterprises: Seen in the process of recovering from the low of Rs 2,030.

However, investors should be cautious about the volatility in these stocks, especially when the investigation of US authorities is ongoing.

Reason for market recovery

Global cues: Improvement in US and European markets supported the Indian market.

Economic recovery expectations: The strong state of the Indian economy and the positive sentiment of investors boosted the market.

Strength of banks: The boom in public and private banks played an important role in the recovery of the market.

Tips for investors

Focus on strong stocks: In the recovery of the market, keep an eye on the shares of those companies whose fundamentals are strong.

Diversify: Maintain diversity in your portfolio so that the fall of any one sector does not have much impact.

Have a long-term view: Instead of getting affected by short-term fluctuations in the market, focus on long-term investment.

Friday’s rally has not only given relief to the market but has also rekindled confidence in investors. However, more news in the coming time on the affairs of the Adani Group may affect the market. In such a situation, it is very important to invest cautiously and wisely.

It is hoped that the stock market will continue to perform well in the future and move up and save investors’ money from sinking.

]]>
https://nifty50.info/stock-market-update/feed/ 0
Big Change in the Telecom Sector: Customers inclined towards BSNL https://nifty50.info/big-change-in-the-telecom-sector/ https://nifty50.info/big-change-in-the-telecom-sector/#respond Fri, 22 Nov 2024 10:11:34 +0000 https://nifty50.info/?p=6361 Big Change in the Telecom Sector: Customers inclined towards BSNL

Friends, every day some change or the other keeps happening in life, similarly a very big change has come in the telecom sector. Let’s find out what that change is.

Major telecom companies like Reliance Jio, Airtel, and Vodafone Idea lost a large number of subscribers in September 2024 due to mobile tariff hike. In contrast, BSNL (Bharat Sanchar Nigam Limited) saw an increase in the number of subscribers.

Stock Market Update

Decline in subscribers:

Reliance Jio: Decrease by 79.69 lakhs to 46.37 crores.

Airtel: Decrease by 14.34 lakhs to 38.34 crores.

Vodafone Idea: Decrease by 15.53 lakhs to 21.24 crores.

BSNL rises:

Increases 8.5 lakh subscribers and total number reaches 9.18 crores.

Tariff hike:

Jio, Airtel, and Vodafone increased their tariffs by up to 27% in July 2024, leaving customers dissatisfied.

BSNL has not yet made any changes in tariffs, which has been helpful in attracting customers.

Business Idea

India’s telecom market:

Total 115.3 crore mobile subscribers.

What are the indications?

Price is king: BSNL’s stable tariff model is keeping it competitive.

Customer exodus: The tariff strategy of private companies is turning customers towards government options.

Ola Electric: 500 employees to be laid off amid restructuring

Ola Electric plans to lay off 500 employees as part of the restructuring. This step is being taken with the aim of increasing the operational efficiency of the company and making profits.

Past issues:

Faced criticism from customers and the government for the lack of quality of services.

The government reprimanded Ola Electric to take corrective measures.

Existing employees:

As of March 2024, Ola Electric had 4,011 employees.

After the layoffs, this number may be close to 3,500.

Company focus:

Emphasis on making profits.

Better customer services and improved products.

Impact of these events

Telecom sector:

BSNL’s growing popularity is a warning bell for private companies.

Increase in tariff in the long run can further affect the customer base.

Ola Electric:

Restructuring can improve operations, but layoffs can harm the company’s brand image.

Improvement in quality and service is necessary to maintain customer trust.

Experts’ opinion

Telecom:

“Tariff hikes only give short-term benefits. Long-term growth is difficult without customer satisfaction.”

Electric vehicle industry:

“It is time for Ola Electric to improve service and re-establish customer trust. Layoffs are only a temporary solution.”

Conclusion

BSNL’s rise in the telecom sector and customer loss of private companies show that customer priority is important in competition.

Ola Electric’s restructuring can pave the way for profitability and service improvement for the future, but it has to prioritize customer satisfaction.

Change is good. I hope you will also benefit a lot from this change in the coming times.

]]>
https://nifty50.info/big-change-in-the-telecom-sector/feed/ 0
Avoid Speculation and Leverage, Even God Cannot Sink You – Ramdeo Agrawal https://nifty50.info/avoid-speculation-and-leverage-ramdeo-agrawal/ https://nifty50.info/avoid-speculation-and-leverage-ramdeo-agrawal/#respond Mon, 02 Sep 2024 13:05:04 +0000 https://nifty50.info/?p=1978 Avoid Speculation and Leverage, Even God Cannot Sink You – Ramdeo Agrawal

Stock Broking Company Motilal Oswal founder Mr. Ramdeo Agrawal said that money is never easily and quickly obtained in the share market. For this, you have to have a lot of patience.

Friends, ever since people started investing in the share market in India, till now, the country has got top class investors who have made a lot of money from the share market and one of them is Motilal Oswal Group President Mr. Ramdeo Agrawal keeps sharing his investment suggestions with people from time to time.

Ramdeo Ji said that when he started working in the share market around 1992, our country’s economy was around 200-250 billion dollars which today has crossed 4 trillion dollars and in the next 10 years, it is likely to increase to 8 trillion to 10 trillion dollars.

Do not work on leverage or margin in the market

Ramdeo Ji said that if you want to earn money from the share market then do not work on leverage or margin, by doing this you will be at a loss in the end.

Ramdeo Agarwal’s own experience

Ramdeo Ji said that his father was totally against leverage, he was a very intelligent person and he said that if you earn less then say less, this thing of his made sense to me. He said that he was a chartered accountant when he came into the share market and he has seen people in huge losses, many people used to lose everything by studying in the balance.

You will have to run the share market as a business and not be a victim of gambling, and you get leverage in gambling whether it is through legal or illegal means. You may earn money through margin for some days but eventually, you will lose everything, and if you can avoid gambling and margin then nobody can defeat you in the share market. F&O trading is not a problem

They say that trading in the future and option is not a problem, rather it is a platform to do business, but people find wrong ways to earn money quickly in every business and then turn that business into a gamble. If you want to earn money in the share market then you have to have a lot of patience.

They say that if you convert 1 crore into 19 crore in 10 years, then this is possible, but if you think of converting 1 crore into 2 crore in 1 year, then this is very difficult, and in this, you may even lose your 1 crore.

In the end, friends, I do not believe that it is better to eat food only after cooling it, eating hot food is not everyone’s cup of tea, and you will only suffer loss by doing this.

]]>
https://nifty50.info/avoid-speculation-and-leverage-ramdeo-agrawal/feed/ 0
Business Ke Liye Personal Loan without Salary Slip Lene Ke 5 Tips https://nifty50.info/personal-loan-without-salary-slip/ https://nifty50.info/personal-loan-without-salary-slip/#respond Wed, 11 Oct 2023 06:57:01 +0000 https://nifty50.info/?p=1373 Business Ke Liye Personal Loan without Salary Slip Lene Ke 5 Tips

Personal Loan एक बेहद ही असुरक्षित लोन माना जाता है, जिसे लेकर आप किसी भी कार्य में खर्च कर सकते है. इसके लिए आपको कोई भी गारंटी देने की ज़रुरत नहीं पड़ती है और यह बहुत जल्दी मिलने वाला लोन है. पर्सनल लोन की गारंटी न होने के कारण बैंक या लोन देने वाले आपसे सैलरी स्लिप की मांग करते है, ताकि वह जान सके के आप इस लोन को वापिस कर पाएंगे के नहीं.

जो लोग तो नौकरी में है उन्हें सैलरी स्लिप देने में कोई प्रॉब्लम नहीं हो सकती परन्तु जिस व्यक्ति का खुद का बिज़नस है उसको इसमें प्रॉब्लम आ सकती है, ऐसे में आज हम आपको बताने जा रहे है ऐसे टिप्स जिन्हें जानकार आपना बिना सैलरी स्लिप के भी जल्द से जल्द पर्सनल लोन प्राप्त कर सकते है.

Business के लिए बिना सैलरी स्लिप के पर्सनल लोन कैसे ले?

आइये जाने Personal Loan Without Salary slip कैसे ले.

  1. किसी अन्य प्रकार का इनकम प्रूफ दिखाकर

अगर आप नौकरी पेशा नहीं है और खुद का बिज़नस करते है तो ऐसे में आपके पास सैलरी स्लिप तो नहीं हो सकते, ऐसे में आप बैंक को कोई अन्य इनकम प्रूफ दिखा सकते है, जैसे के आपकी बैंक डिटेल्स, इनकम टैक्स रिटर्न, या कोई अन्य इनकम सर्टिफिकेट या किसी प्रकार की सेविंग्स डिटेल्स.

यह प्रूफ दिखाकर आप बैंक को तसल्ली दिलवा सकते है के उनका पैसा सही हाथ में है और आप उनके लोन का सही इस्तेमाल कर समाया समय पर उनका लोन वापिस करते रहेंगे.

  1. बैंक के साथ आपके अच्छे सम्बन्ध

अगर बैंक में आपका खाता पुराना है या फिर नया भी है परन्तु आपकी डीलिंग बैंक के साथ सही है तो शायद वह आपसे पर्सनल लोन के लिए डॉक्यूमेंट भी मत मांगे. बैंक वालो को भी अच्छे कस्टमर चाहिए होते है, अगर आपकी डीलिंग उनके साथ सही है तो वह आपको आसानी से लोन दे सकते है.

अगर आपके पास बैंक का कोई क्रेडिट कार्ड है और आप उसके पैसे सही टाइम पर भरते रहे है तो शायद वह खुद भी आपको पर्सनल लोन के लिए पूछ सकते है.

  1. एक बेहद बढ़िया सिबिल स्कोर होना

CIBIL के संस्था है जिसके पास आपके पैसो के लेन दें का रिकॉर्ड होता है और उसी से पता चलता है आप सिबिल रिकॉर्ड. सिबिल स्कोर साधारणत: 300 से 700 के बीच में होता है, अगर आपका सिबिल स्कोर 700 से ऊपर है तो आपको पर्सनल लोन मिलने में आसानी हो सकती है. और शायद आपके लोन पर ब्याज भी हल्का फुलका कम हो सकता है.

किसी भी प्रकार का लोन लेते वक़्त अपनी किश्ते हमेशा सही समय पर भरे, आपके बैंक में कभी भी चेक बाउंस नहीं होना चाहिए, और आपका बैंक अकाउंट सही ढंग से मेन्टेन रहना चाहिए.

अगर जैसा ऊपर लिखा है, आप वैसा ही करते है तो जितने पैसो को आपको ज़रुरत है आपको उस से ज्यादा पैसे देने में में बैंक को कोई ऐतराज नहीं होगा.

  1. अपनी किसी सम्पति की गारंटी देना

आप चाहे तो बैंक वालो को अपनी किसी प्रॉपर्टी के कागज़ देकर भी लोन प्राप्त कर सकते है और वह लोन अगर बड़ी अमाउंट है तो भी आपको लोन मिल सकता है, ज्यादातर प्रॉपर्टी के अगेंस्ट आपको 80% तक लोन मिल सकता है, और इस पर ब्याज भी पर्सनल लोन के मुकाबले काफी कम होता है, और किश्त देने के टाइम को भी काफी बढ़ाया जा सकता है.

इसमें एक बात का ध्यान रखना, लोन न चूका पाने के एवज में बैंक चाहे तो आपकी सम्पति को नीलाम भी कर सकता है.

  1. किसी अन्य रेगुलर इनकम वाले के साथ मिलकर लोन लेना

आगर आपके घर में या कोई दोस्त-रिश्तेदार जिसकी की जॉब है और सैलरी स्लिप भी है, तो आप उसको पार्टनर बनाकर भी दोनों मिलकर लोन ले सकते है (बस आपके दोस्त का या रिश्तेदार का इसके लिए मानना ज़रूरी है). ऐसे लोन के लिए किसी का पर्त्नेर बनना थोडा मुश्किल होता है, परन्तु अब यह आपके ऊपर है के आप दुसरे व्यक्ति को मना सकते हो के नहीं.

Personal Loan without Salary Slip से जुड़े कुछ सवाल

क्या मुझे Personal Loan without Salary Slip मिल सकता है?

बिना सैलरी स्लिप के पर्सनल लोन लेने के लिए आपको पैन कार्ड, आधार कार्ड, बैंक डिटेल्स  जैसे डाक्यूमेंट्स दिखाकर भी लोन ले सकते है. बैंक के साथ आपके अच्छे सम्बन्ध भी आपको लोन दिलवाने में मदद कर सकते है.

क्या मुझे ऑनलाइन तत्काल पर्सनल लोन मिल सकता है?

अगर ऑनलाइन इमरजेंसी पर्सनल लोन लेना है तो लोन देने वाले बैंक्स को Compare करे के कौन जल्द से जल्द ऑनलाइन पर्सनल लोन दे सकता है, उनकी वेबसाइट या फिर Personal Loan App Without Salary Slip में अपनी डिटेल्स डाले, अपना पैन कार्ड और अन्य डिटेल्स फिल करके सबमिट कर दे. और उनके रिप्लाई की प्रतीक्षा करे. ज्यादातर मामलो में कुछ ही मिनटों में बैंक की कॉल आ जाती है.

उसके बाद उनकी बताई डिटेल्स को पूरा कर आप घर बैठे ही ऑनलाइन पर्सनल लोन प्राप्त कर सकते है.

तो दोस्तों उम्मीद है आब आपको पता चल गया होगा के How to Get Personal Loan Without Salary Slip. कृपया हमारी पोस्ट Business Ke Liye Personal Loan without Salary Slip Lene Ke 5 Tips को शेयर अवश्य करे, धन्यवाद.

]]>
https://nifty50.info/personal-loan-without-salary-slip/feed/ 0